June 12th 2024
By Ari Parker
Devoted Health offers Medicare Advantage plans in a handful of states. Learn about their reviews and features in this blog post.
By Ari Parker
Devoted Health is an insurance provider that offers Medicare Advantage plans. While not available everywhere in the United States, Devoted Health Medicare Advantage plans are rated higher than average.
In this guide, we’ll share detailed information about Devoted Health plans, so you can compare your Medicare plan options.
Devoted Health Medicare Advantage plans are only available in 13 states.
Where available, Devoted Health plans received high Medicare star ratings and favorable member reviews.
Devoted offers different types of Medicare Advantage plans: HMO, PPO, and SNP options.
Policy availability varies by location.
While costs of a Devoted Health plan depend on the specific policy, some have $0 premiums and some offer premium giveback plan benefits.
Devoted Health has a limited service area for their Medicare Advantage plans. They’re only available in 13 states and only certain counties within those states.
You can find Devoted Health Medicare Advantage in the following states:
Alabama
Arizona
Colorado
Florida
Hawaii
Illinois
North Carolina
Ohio
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
You can check if Devoted Health offers Medicare Advantage plans where you live by checking the Devoted Health website. You can also reach out to one of our licensed Medicare agents to discuss Medicare Advantage plan options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period or you are in your Medicare Initial Election Period.
If you’re interested in a Devoted Health plan but one isn’t available in your area, check back each year. There’s a possibility that Devoted Health expands its coverage areas in the coming years!
The Centers for Medicare and Medicaid (CMS) awarded Devoted Health Medicare Advantage plans an average star rating of 4.63, which is pretty good! The highest rating a plan can receive is 5 stars and the lowest rating is 1 star.
Like other insurance providers, Devoted Health offers multiple plans and each plan has its own star rating. 94% of Devoted Health plan members are enrolled in a 4-star, 4.5-star, or 5-star plan.
Members have also reported positive experiences with Devoted Health’s customer service and member support resources. To get in touch with customer service, you can call or text to speak with a “Devoted Guide,” which is a customer service agent dedicated to the needs of Devoted members.
While reviews of Devoted Health Medicare Advantage plans are generally positive, it’s important to understand both plan pros and cons. We’ve outlined pros and cons of the policies below:
Pros:
Many Devoted Health plans have no monthly premium.
Devoted Health plans received high Medicare star ratings for 2024.
Some Devoted Health plans include a Part B premium giveback plan benefit.
Members report high-quality customer service.
Most Devoted Health plans include prescription drug coverage.
Cons:
Devoted Health Medicare Advantage plans aren’t available everywhere in the United States.
Plans are relatively new in many states, so we don’t have a lot of information on how these new plans will perform over time.
Most plans available are HMOs, which don’t cover doctors outside of their provider network.
Devoted Health offers Medicare Advantage HMOs, HMO-POS’, PPOs, and SNPs.
Many of these plans offer additional benefits not offered by Original Medicare. Plan benefits vary, but may include:
No-cost eye exams and a spending allowance for eyewear
Low copays on hearing aids that come with complimentary batteries
“Wellness Bucks” for fitness classes or other wellness services
A complimentary Medical alert device
HMO plans from Devoted Health include Devoted CORE, PREMIUM, PRIME, ESSENTIALS, and GIVEBACK. The main difference between these plans is what you’d have to pay out of pocket for medical services.
What is an HMO? HMOs, or Health Maintenance Organizations, are health insurance plans that have a network of doctors and health facilities you must visit for coverage. HMOs generally don’t cover out-of-network providers, except in an emergency.
While the majority of Devoted Health plans are HMOs, the insurance company does offer a PPO option—Devoted CHOICE.
What is a PPO? PPOs, or Preferred Provider Organizations, have higher coverage for preferred, in-network healthcare providers. Unlike with HMOs, you can receive coverage for care received from an out-of-network doctor, but you may have higher out-of-pocket costs.
Special Needs Plans (SNPs) are specific types of Medicare Advantage policies that are tailored to people who have specific needs. If you’re enrolled in both Medicare and Medicaid, you’ll be eligible for a Dual Eligible Special Needs Plan (D-SNP). People with chronic conditions could be eligible for a Chronic Condition Special Needs Plan (C-SNP). People who need the level of care provided by an institution could be eligible for an Institutional Special Needs Plan (I-SNP).
Devoted Health provides the following D-SNP and C-SNP plans:
Devoted DUAL (D-SNP)
Devoted BEWELL (C-SNP)
Devoted BEWELL PLUS (C-SNP)
Devoted RESTORE PLUS (C-SNP)
What you pay for a Devoted Health Medicare Advantage plan depends on where you’re located. Your specific healthcare costs will also depend on how often you receive care and what services you need. To provide more detail, we’ve shared some of the costs and plan benefits for two Devoted Health plans in Orlando, Florida below.
Devoted ESSENTIALS Orlando (HMO):
Premium: $0
Part B Giveback: Up to $164.90/mo
Annual out-of-pocket maximum: $4,900
Primary care copay: $0
Specialist visit copay: $20
Urgent care copay: $25
Inpatient copays: $275 daily copay until after day 7 (days 8 and after hae $0 copays)
Part D deductible: $150 for Tiers 3-5
Complimentary medical alert device and monthly monitoring
No-cost SilverSneakers membership
A $65 over-the-counter credit every three months
See more plan details on the Devoted website.
Devoted CHOICE PPO:
Premium: $0
Part B Giveback: none
Annual out-of-pocket maximum: in-network: $4,900, out-of-network: $8,950
Primary care copay: $0
Specialist visit copay: $30
Urgent care copay: $40
Inpatient copays: $295 daily copay until after day 5 (days 6 and after have $0 copays)
Part D deductible: $150 for Tiers 3-5
Complimentary medical alert device and monthly monitoring
No-cost SilverSneakers membership
A $110 over-the-counter credit every three months
See more plan details on the Devoted website.
There are a few factors that go into finding the right Medicare Advantage plan for you. First, you should focus on your healthcare needs. Make sure your preferred doctors and current prescription drugs are covered. Once you narrow down your choices to plans that cover your healthcare needs, you should compare added plan benefits, like no-cost medical devices, gym memberships, and over-the-counter benefits. With a variety of Devoted Health plans and other Medicare Advantage plans, finding the plan that’s right for you isn’t always easy. Set up some time with a licensed Chapter Medicare agent who can guide you through the process of Medicare Advantage enrollment.
Call 855-900-2427 TTY 711 Mon-Fri, 9AM to 9PM ET to speak with a licensed agent or schedule a time to chat.
Disclaimers
Currently we represent 43 organizations which offer 16,706 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices. This is a solicitation of insurance and not affiliated with the U.S. government or federal Medicare program.
Every year, Medicare evaluates plans based on a 5-star rating system. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
MULTI-PLAN_DEVOTEDHEALTHGUIDEBLOGPOST_2024_M
